Growing Up Is Hard to Do
I made the difficult, if responsible, decision to NOT purchase a new car this spring.
Why? After I put you all through the mind-numbing car research posts? The wishing and hoping? The bitching about my current car? As much as I would like a new car, the security of having no consumer debt and a cushion of savings seems WAY sweeter than being able to hook my mp3 player up directly to my car's sound system and have 10 cup holders.
I looked at my credit card balance the other day and noted that with my current payment schedule I would be payed off in one or two months- right on time with the "car" schedule. This frees up $300 or more a month to throw at other debts, savings, or once-a-year expenses (June is registration and inspection month...)
So, as much as I want a new car, none of the vehicles I looked at excited me more than seeing the end of my consumer debt. I'm even excited to amp up my savings! This is such an old-fogey decision, I know, but I'm coming to peace with it.
Of course, now I have to actually SAVE and not spend this money on things like shoes, new clothes, and top-shelf gin. Maybe I'm not growing up as fast as I think.....
Why? After I put you all through the mind-numbing car research posts? The wishing and hoping? The bitching about my current car? As much as I would like a new car, the security of having no consumer debt and a cushion of savings seems WAY sweeter than being able to hook my mp3 player up directly to my car's sound system and have 10 cup holders.
I looked at my credit card balance the other day and noted that with my current payment schedule I would be payed off in one or two months- right on time with the "car" schedule. This frees up $300 or more a month to throw at other debts, savings, or once-a-year expenses (June is registration and inspection month...)
So, as much as I want a new car, none of the vehicles I looked at excited me more than seeing the end of my consumer debt. I'm even excited to amp up my savings! This is such an old-fogey decision, I know, but I'm coming to peace with it.
Of course, now I have to actually SAVE and not spend this money on things like shoes, new clothes, and top-shelf gin. Maybe I'm not growing up as fast as I think.....
Labels: finances
1 Comments:
At 12:46 AM , Unknown said...
I think that's a good decision. Proud of you!
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